NYS Health Insurance Program (NYSHIP) Rates

Employee Health Insurance Premium Deduction (Bi-Weekly) - 2026

All

NYS Empire Plan (001) Family Coverage Individual Coverage

NYSCOPBA, APSU/PBANYS
CSEA/PEF grade 9 & below

M/C- $54,205 & below

UUP- $52,413 & below

$298.75 $65.99

NYSCOPBA, APSU/PBANYS
CSEA/PEF, grade 10 and above

M/C- $54,205 & above

UUP- $52,413 & above

$355.24 $87.99

Monroe County Based

Blue Choice (066) Family Coverage Individual Coverage

CSEA, PEF, APSU/PBANYS – SG 09 & below

M/C - $54,205 & below

UUP – $52,413 & below

$227.14 $52.97

CSEA, PEF, APSU/PBANYS – SG 10 & above

M/C - $54,205 & above

UUP - $52,413 & above

$270.59 $70.62
MVP of Rochester (058) Family Coverage Individual Coverage

CSEA, PEF, APSU/PBANYS – SG 09 & below

M/C - $54,205 & below

UUP – $52,413 & below

$235.44 $59.85

CSEA, PEF, APSU/PBANYS – SG 10 & above

M/C - $54,205 & above

UUP – $52,413 & above

$281.41 $79.81

Erie County Based

Highmark Blue Cross Blue Shield (067) Family Coverage Individual Coverage

CSEA, PEF, APSU/PBANYS – SG 09 & below

M/C - $54,205 & below

UUP – $52,413 & below

$257.38 $60.19

CSEA, PEF, APSU/PBANYS – SG 10 & above

M/C - $54,205 & above

UUP – $52,413 & above

$306.65 $80.25
Independent Health (059) Family Coverage Individual Coverage

CSEA, PEF, APSU/PBANYS – SG 09 & below

M/C - $54,205 & below

UUP – $52,413 & below

$257.21 $60.47

CSEA, PEF, APSU/PBANYS – SG 10 & above

M/C - $54,205 & above

UUP – $52,413 & above

$306.51 $80.63

Note: To enroll in an HMO, you must live or work in the HMO’s service area.