Charitable Remainder Trusts

Create a lasting legacy while securing income for yourself or loved ones.

A Charitable Remainder Trust (CRT) allows you to receive income for life (or a set period) while ensuring that the remaining assets support Brockport’s mission for future generations. Choose the CRT that best fits your financial goals:

Charitable Remainder Annuity Trust (CRAT)

  • Provides a fixed income stream based on the initial value of your assets.
  • Payments remain consistent over time, offering stability.

Charitable Remainder Unitrust (CRUT)

  • Generates a variable income stream, recalculated annually based on the trust’s value.
  • If assets appreciate, income payments increase over time.

How it works:

  1. Transfer assets (cash, stocks, or real estate) into a trust managed by a trustee.
  2. Receive income payments for life or a set term.
  3. Support Brockport with the remaining assets at the end of the trust term.
  4. Enjoy tax advantages, including an immediate income tax deduction and potential capital gains tax savings.

Next steps

Consult with a qualified estate planning attorney and a financial advisor to determine if this option is right for you.